IT'S TIME TO TALK ABOUT LONG-TERM CARE
Don’t let your family face a crisis unprepared.
Join Josh and Cathy for a meaningful, eye-opening free talk on Long-Term Care that could change how you protect your loved ones and everything you’ve built.
If Someone You Love Needed Care Tomorrow… Who Pays the Price?
You can’t predict the future. But you can protect your family from the emotional and financial consequences.
This talk on long-term care shows you how to protect your loved ones from the emotional, physical, and financial consequences — long before a crisis hits.
A free, story-driven talk about long-term care with Josh Sterling, and Cathy Olsen.
JOSH STERLING
CLU®, AEP®, CEPA®, CLTC®
Wealth Strategist
Camas Advice
CATHY OLSEN
Owner
Interim HealthCare of Sonoma County
Thursday, March 19th, 2026
5:00pm to 6:30pm
Jimmy's Lakeside Grill | Windsor Golf Club
1340 19th Hole Drive
Windsor, CA 95492
WHY THIS TALK MATTERS
Most people know about long-term care…
But almost no one understands how it impacts the people they love most:
A spouse forced into 24/7 caregiving
Adult children missing work to manage crises
Savings drained at the worst possible moment
Family tension and resentment
A retirement plan thrown off course
A loss of independence and control
Long-term care isn’t just a medical event.
It’s a family event.
Event begins in:
FREE event • FREE drinks • FREE appetizers • Zero sales pitch
WHAT YOU’LL LEARN...
Why long-term care is more than a nursing home (and why 7 in 10 people need some level of care).
The real consequences for your spouse, kids, and retirement plan.
How to reduce your out-of-pocket care costs by 3–5x.
Sonoma County care costs today — and what they’re expected to be.
The truth about self-pay, Medicare, Medi-Cal, and government programs.
The modern LTC options most families have never been shown — including hybrid, asset-based, and tax-efficient designs.
How to build a plan that protects your dignity, independence, and family relationships.
WHO SHOULD ATTEND...
This talk is for you if you:
Want to protect your spouse or family from caregiving stress.
Want clarity on your options and costs.
Are nearing retirement, retired, or caring for aging parents.
Don’t want a crisis to force you into rushed decisions.
Want to preserve assets while maintaining independence.
Want to avoid burdening your children emotionally or financially.
MEET YOUR HOSTS & SPEAKERS
Josh Sterling
CLU®, AEP®, CEPA®, CLTC®
Josh has helped hundreds of families navigate one of the most emotional and misunderstood areas of financial planning: extended care. His presentation style is warm, relatable, and full of real-life stories that help families finally understand this topic clearly and confidently.
Cathy Olsen
Interim HealthCare of
Sonoma County
With decades of experience supporting families through real-world caregiving, Cathy brings the perspective most financial professionals never see:
what actually happens when care begins.
She has witnessed the stress, confusion, and emotional weight families endure — and the peace that comes when they have a plan.
Together, Josh and Cathy give you the full picture:
the financial planning side + the real caregiving reality.
EVENT DETAILS
📍 Jimmy’s Lakeside Grill | Windsor Golf Club
📅 Thursday, March 19th, 2026
⏰ 5:00 PM – 6:30 PM
🍷 Free drinks & appetizers included
💬 Relaxed, conversational, and story-driven
🎟 Completely free — zero pressure, zero sales pitch
“I figured this would be boring. Instead, it was one of the most important conversations we’ve ever had about our family.”
“We walked away understanding more about long-term care than any advisor had ever explained.”
“Josh made a confusing topic finally make sense. Wish we had attended something like this years ago.”
This isn’t a dry classroom lecture. It’s a real conversation.
We’ll walk through actual situations families have faced and the strategies that protected them — emotionally and financially.
You’ll see yourself in these stories, and you’ll walk away with insights you can use immediately.
YOU MAY BE WONDERING (FAQs)
How long is the event?
Typically 60–90 minutes. Drinks and appetizers served throughout.
Is it really free?
Yes. 100% complimentary — food and drinks included.
Will I be sold something?
No. This talk is educational only.
If you want help afterward, a complimentary consultation is available — but there is zero sales pitch at the event.
What if I already have a financial advisor?
Many attendees do.
This talk gives you clarity and a second opinion to help ensure your existing plan truly protects your family.
Why is this free if it’s so valuable?
Because families deserve clarity.
A portion of attendees later choose to work with Josh to design a plan — but there is absolutely no expectation or pressure.
Don’t let your family face a crisis unprepared.
Join Josh and Cathy for one meaningful, eye-opening evening that could change how you protect your loved ones and everything you’ve built.
Reserve Your Seat Below (Space Is Limited)
If you’d like to bring your spouse or a family member, please click “Add Guest” inside the form so we can save them a seat as well.
This event is limited to 30 attendees, and every person must be registered individually.
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